February 26, 2025

Essential Health Benefits Explained

Essential Health Benefits (EHBs) are a set of health care services that insurance plans must cover under the Patient Protection and Affordable Care Act (ACA). These benefits ensure that individuals and families have access to comprehensive medical care. All health plans offered through Covered California, the state’s official health insurance marketplace, must comply with EHB requirements, providing quality and affordable health coverage.

Why Are Essential Health Benefits Important?

EHBs ensure that all Covered California health plans provide a standardized level of care, protecting individuals and families from gaps in coverage. These benefits make health care more accessible, preventing high out-of-pocket costs for essential services.

Explore this ITUP Legislative Toolkit!

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