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An Effort to Boost PCIP Enrollment

On Tuesday, HHS announced they would be reducing premiums and easing eligibility requirements in states with federally-run high risk pools, known as Pre-Existing Condition Insurance Plans (PCIP), starting July 1. Eighteen of the 23 states with federally-run plans will see a reduction in premiums ranging from 2-40% and all 23 states will allow potential enrollees to provide letters from medical providers stating the presence of pre-existing medical conditions in lieu of requiring denial letters from insurance companies. HHS sent letters to the 27 states with state-run plans (including California) notifying them of the opportunity to change the program. This is an effort to boost the extremely low enrollment (18,313 enrolled compared to the estimated 375,000 expected) the program has experienced to date.

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