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One-Fifth of Nonelderly Californians Do Not Have Access to Job-Based Coverage

According to a policy brief by the UCLA Center for Health Policy Research, 20.5% (5.7 million) of Californians under the age of 65 who lived with at least one employed family member did not have access to job-based health insurance coverage in 2007.

Out of the 3.8 million non-elderly adults without access to coverage through their own or their spouse’s employer, only 14.1% (528,000) qualified for Medi-Cal, and only 11.8% had private insurance coverage. A staggering 61.7% (2.3 million) of these non-elderly adults were uninsured all or part of the year.

Fortunately, children without access to family job-based coverage fared much better, thanks to public programs. In 2007, only 21.4% of children were uninsured, while over half (57.6%, 1.1 million) were insured through Healthy Families or Medi-Cal.

The brief also highlighted coverage disparities based on income and race/ethnicity. Families with incomes lower than 200% of the federal poverty level were less likely to have access to family job-based coverage, as did Latinos and employees of small businesses.

The policy brief can be accessed online here.

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